Monday, 28 September 2026Updated 9m ago

Market pulse › Digital lending

Digital lending

Topic tag · tracked since 24 Sept · also digital lenders, lending apps, fintech lenders, bnpl

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Today4 stories · 4 articles18 stories since 24 Sept

Net tone▲ +50% today+6% over the week

Market checkPB Fintech −3.4%Companies most often in its stories · Fri, 25 Sept

Developing1 storylineBiggest: RBI's concerns over technology and banking risk · 2 updates

Stories per day

Bar colour is the day’s tone · tracking began on 24 Sept

824 Sept

325 Sept

326 Sept

127 Sept

328 Sept

Often tagged with

stories together this week · colour is their tone

Banks6 Fintech and payments5 Credit growth4 AI3 Microfinance3 NBFCs2 PB Fintech2 RBI2 RBI rules2 Startup funding2

Stories

18 in all · newest first

Broker call▲ bullishShould one buy the PB Fintech dip? Bernstein sees 91% upside but here's what others saidBernstein sees 91% upside in PB FintechPB Fintech Fintech and payments Bernstein1 source
46m

Funding and debt● mixedAI hyperscalers are transforming debtAI hyperscalers’ capital needs are prompting companies and countries to rethink borrowingAI Data centres Credit growth1 source
1h

Policy● mixedFinance Ministry seeks banks' inputs on AI tools for loan collection, assesses adoptionThe Finance Ministry has sought banks' feedback on AI-driven loan collection toolsFinance Ministry Banks AI1 source
11h

Data▲ bullishCorporate India sheds zombie firms as debt-servicing capacity improves: D&BZombie firms' share fell to 5.5% in 2025 from 8.1% in 2017Startup shutdowns Jobs and layoffs1 source
18h

● mixedDebt-to-income ratio explained: How lenders assess your repayment capacityDTI compares monthly debt payments with gross incomeBanks1 source
2d

Policy● mixedNational Traders’ Welfare Board pushes centralised loan portal, faster MSME creditMicrofinance1 source
2d

Policy● mixedAs Debt Crushes Voters, Lula Paints Online Gambling as Villain1 source
2d

● mixedStuck in a debt cycle? 5 ways to get out of EMI trap and regain control of your financesMultiple EMIs can pressure monthly cash flow and leave little room for savingsMicrofinance1 source
3d

Broker call▼ bearishTrouble ahead for PB Fintech? Why Motilal Oswal warns of 46% hit to FY28 earningsPB Fintech Fintech and payments Motilal Oswal Financial Services1 source
3d

● mixedBeyond Bajaj Finance: The 3 lenders quietly dominating India’s new unsecured credit cycleUnsecured loans NBFCs Bajaj Finance1 source
3d

Policy● mixedUPI MDR on loan repayments: What charge applies to EMIs and who bears it? Here's what borrowers need to knowFrom 15 October, UPI debt-collection transactions above ₹2,000 will attract a ₹5 MDRUPI Fintech and payments1 source
3d

● mixedThe next phase of rural women’s financeMicrofinance Credit growth1 source
4d

Funding and debt● mixedCrypto investment firm RockawayX is betting $150 million on yield becoming next big use caseRockawayX plans to invest $150 million in projects bringing real-world yields into DeFiCrypto Bond yields Banking liquidity1 source
4d

Legal● mixedReserve Bank of India imposes monetary penalty on Ola Financial Services Private LimitedRBI imposed a ₹3.10 lakh monetary penalty on Ola Financial Services by an order dated September 24, 2026RBI rules RBI Banks1 source
4d

Policy● mixedBanks’ biggest risks may now sit inside their tech stack: RBI Deputy Governor Rohit JainRBI Deputy Governor Rohit Jain called technology banks’ “risk architecture”RBI Banks RBI rules1 source
4d

● mixedIn the Age of AI, Cash Is Still KingTechnology is increasing competition for bank depositsBanks AI Credit growth1 source
4d

IPO● mixedCan Moneyview IPO deliver long-term growth for high-risk investors?Moneyview is planning a ₹750 crore IPO to fund loan growthMoneyview Unsecured loans Credit growth1 source
4d

IPO● mixedAssetGro Fintech to file DRHP with Sebi for Rs 2,000-2,500 cr IPOAssetGro Fintech plans to file draft IPO documents with SEBI by the end of SeptemberFintech and payments Listing rules Startup funding1 source
4d