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Policy● Neutral for Indian equities
UPI MDR on loan repayments: What charge applies to EMIs and who bears it? Here's what borrowers need to know
The brief
- From 15 October, UPI debt-collection transactions above ₹2,000 will attract a ₹5 MDR
- Payment firms and lenders may face higher collection costs or borrower friction on EMI repayments
- Trouble ahead for PB Fintech? Why Motilal Oswal warns of 46% hit to FY28 earnings
- Banks’ biggest risks may now sit inside their tech stack: RBI Deputy Governor Rohit Jain
- Can Moneyview IPO deliver long-term growth for high-risk investors?