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Microfinance
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Net tone–
Market checkMuthoot Microfin −1.0%
Developing1 storyline
324 Sept
525 Sept
126 Sept
027 Sept
028 Sept
Policy● mixedNational Traders’ Welfare Board pushes centralised loan portal, faster MSME creditDigital lending
Policy▲ bullishMFIs to seek higher household income threshold for microfinance borrowersMicrofinance industry wants the household income threshold raised to Rs 300,000 per annumNBFCsInflation
● mixedStuck in a debt cycle? 5 ways to get out of EMI trap and regain control of your financesMultiple EMIs can pressure monthly cash flow and leave little room for savingsDigital lending
Expansion▲ bullishMuthoot Microfin expects to beat 20% loan growth target as funding costs fallMuthoot Microfin expects to beat its 20% loan growth targetMuthoot MicrofinCredit growthGold loans
Data● mixedShare of high-value micro loans rise: ReportLoans above ₹75,000 rose to 41% of individual microfinance loans in Q1 FY27, from 28% a year earlierAsset qualityNBFCsBanks
● mixedChart of the Day: Lenders want micro loan size upgrade without borrower leverageBanksNBFCsCredit growth
Legal● mixedRBI imposes monetary penalty on Hero Fincorp LimitedRBI imposed a ₹10 lakh monetary penalty on Hero Fincorp by an order dated September 22, 2026RBI rulesRBIBanks
Data▼ bearishMicrofinance portfolio declines 12% YoY, disbursements rise 17% in Q1: SIDBI-EquifaxMicrofinance portfolio fell 12% YoY to ₹2.69 lakh crore in Q1 2026NBFCsSIDBI