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Unsecured loans
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Market checkBajaj Finance +1.5%
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● mixedPersonal loan closure and your credit score: What really changes after the final EMICredit growthNBFCs
IPO● mixedShould you subscribe to the Moneyview IPO?Moneyview’s unsecured personal loan concentration is a key risk despite its optically low valuation multipleMoneyviewNBFCsMarket valuations
● mixed‘It doesn’t seem fair’: I’m retired and have plenty of money. Why can’t I qualify for a retail credit card?A retired person with savings says IRA withdrawals for expenses did not qualify as income for a retail credit cardRetail
● mixedFestive Purchase: Cash, Credit Card Or No-Cost EMI - What Does It Really Cost?Paying by credit card may cost less if the full outstanding bill is cleared by its due dateFestive seasonFMCG and consumption
Broker call● mixedGold Loan Boom Set To Cool As Personal Loans Take Over, UBS SaysNBFC personal loan growth reached a two-year high of 30% in AugustNBFCsGold loansCredit growth
● mixedBeyond the number: Why an 800 credit score doesn’t guarantee a loan and what you can do about itAn old ‘settled’ account can undermine a loan application despite an 800 credit scoreAsset qualityCredit growth
Data● mixedPersonal loans take 34% of India's household debt; UBS sees 30% NBFC growthNBFCsCredit growth
● mixedLoan with insurance: Does lower rate save money?InsuranceHealth insuranceInsurance distribution
● mixedBeyond Bajaj Finance: The 3 lenders quietly dominating India’s new unsecured credit cycleNBFCsBajaj FinanceDigital lending
Data● mixedGold loans surge 4.4x, gain share in personal credit amid slower unsecured growthGold loansGoldCredit growth
● mixedHow to refuse money requests from family and friends without destroying relationshipsLending to family and friends without clear terms can lead to unreturned money, strained relationships and stress
● mixedNew luxury car or a pre-owned one? Here’s what depreciation, maintenance and financing mean for your walletLuxury-car buyers should weigh depreciation, loan interest and insurance alongside the purchase priceCars and SUVsAutosInsurance
IPO● mixedCan Moneyview IPO deliver long-term growth for high-risk investors?Moneyview is planning a ₹750 crore IPO to fund loan growthMoneyviewDigital lendingCredit growth