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Policy● Neutral for Indian equities
Banks’ biggest risks may now sit inside their tech stack: RBI Deputy Governor Rohit Jain
The brief
- RBI Deputy Governor Rohit Jain called technology banks’ “risk architecture”
- He said technology is no longer merely an enabler for banks
- Technology risks are increasingly central to banks’ operations and oversight
- The post-Enron auditor reforms are being rolled back
- ET EXPLAINER: How RBI’s new valuation rules change the way banks view REITs, InvITs
- Eight PSU banks lack non-executive chairmen, raising governance concerns
- Holding companies, NBFCs rejig assets, income to escape RBI scrutiny
- RBI bulk deposit rule changes take effect from October 1, 2026
RBI's concerns over technology and banking risk
RBI Deputy Governor Rohit Jain said technology is becoming part of banks’ “risk architecture”, not merely an enabler. A subsequent report examines whether AI could make banking riskier and the RBI’s call to keep human judgment in the loop.
Saturday, 26 September
Thursday, 24 September
- Banks’ biggest risks may now sit inside their tech stack: RBI Deputy Governor Rohit Jain