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Debt-to-income ratio explained: How lenders assess your repayment capacity
The brief
- DTI compares monthly debt payments with gross income
- DTI affects loan eligibility and repayment risk for Indian banks and digital lenders
- Trouble ahead for PB Fintech? Why Motilal Oswal warns of 46% hit to FY28 earnings
- Banks’ biggest risks may now sit inside their tech stack: RBI Deputy Governor Rohit Jain
- Can Moneyview IPO deliver long-term growth for high-risk investors?