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IRDAI
Today13 stories · 14 articles
Net tone● +7% today
Market checkPB Fintech −3.4%
Developing2 storylines
IRDAI in three lines
- IRDAI chairman Ajay Seth said high upfront commissions contribute to insurance mis-selling
- IRDAI proposed commission caps, tighter expense limits and stronger safeguards against mis-selling
- Dinesh Pant joined IRDAI as actuary member, leaving LIC with two serving managing directors
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Broker call▲ bullishSBI Life Or LIC? JPMorgan Bets On Low-Cost Insurers Amid IRDAI's Distribution Reset: Top PicksJPMorgan ranks SBI Life first among listed insurer picks amid IRDAI distribution resetSBI Life InsuranceInsurance distributionLife insurance
Policy● mixedIRDAI’s proposed distribution reforms can drive a mutual fund-like transformation in insurance, as SEBI did in 2009, says Kamesh Goyal, Go Digit chairmanInsurance distributionInsuranceHealth insurance
Policy● mixedAll isn’t well with India's insurance sector: Irdai's proposals could address what ails itInsuranceInsurance distributionGeneral Insurance Corporation of India
● mixeda16z’s Raghu Raghuram on India’s AI potential; insurance cos navigate new proposala16z’s Raghu Raghuram said India can build frontier AI companies using its talentAIBrahma AISarvam AI
Policy● mixedIRDAI commission caps put insurance distributors' renewal income in focusInsurance distributionInsurance
Policy● mixedInsurance mis-selling is arising because upfront commissions are too high: IRDAI chairman Ajay SethIRDAI chairman Ajay Seth said high upfront commissions contribute to insurance mis-sellingAjay SethInsuranceInsurance distribution
Policy● mixedInsurance mis-selling is arising because upfront commissions are too high: Ajay Seth, Chairman, IRDAIIRDAI Chairman Ajay Seth said excessive upfront commissions are driving insurance mis-sellingInsuranceInsurance distributionLife insurance
Policy● mixedIRDAI faces pushback over proposed caps on insurance distribution costs, impacting fintech and insurer stocksInsurance distributionInsuranceFintech and payments
Policy● mixedContaining costsIRDAI proposals are expected to help reduce mis-sellingInsuranceInput costs
Policy● mixedIrdai’s distribution overhaul: Will it make insurance cheaper, curb mis-selling?IRDAI proposed commission caps, tighter expense limits and stronger safeguards against mis-sellingInsurance distributionInsurance
Policy● mixedHigh motor insurance commissions | IRDAI calls for more transparency - Team-BHPInsurance distributionInsuranceHealth insurance
Leadership● mixedLIC left with two serving MDs as Dinesh Pant joins Irdai as actuary memberDinesh Pant was appointed IRDAI whole-time director, actuary, leaving LIC with two serving managing directorsDinesh PantLICLife insurance
Policy● mixedWill your insurance premium get cheaper? Here’s what IRDAI’s proposed reforms could changeProposed IRDAI distribution reforms could lower insurers’ operating and distribution costs, putting downward pressure on premiumsInsurance distributionInsuranceHealth insurance
Policy● mixedInsurance brokers body to engage IRDAI soon over proposed distribution reformsInsurance distributionInsurance
● mixedHealth insurance wellness rewards: Should you share your fitness tracker data with your insurer? Know the privacy risksSome health-insurance wellness programmes reward exercise but require policyholders to share dataHealth insuranceInsurance
Policy● mixedIRDAI’s proposed reforms will push adoption, make insurance buying more consumer-friendly, says chairman Ajay SethInsuranceInsurance distribution
Policy● mixedInsurance reforms aim to cut costs, widen access: IRDAI chairman Ajay SethInsuranceInsurance distributionHealth insurance
Policy● mixedInsurance commission cuts: Will lower payouts make policies cheaper—or simply hurt distributors?IRDAI’s proposed commission caps could significantly reduce payouts to agents, brokers and other distributorsInsurance distributionInsurance
Policy● mixedIRDAI's new insurance rules proposal: Profits built on tears of policyholders are bad for country, says Monika HalanInsuranceInsurance distribution
Market move▼ bearishShould you buy PB Fintech, Turtlemint after nearly 40% crash in two days?Seven of 11 listed insurance companies fell 1-8%PB FintechTurtlemintInsurance distribution
Policy● mixedA much-needed course correctionIRDAI consultation paper signals intent to overhaul insurance distributionInsurance distributionInsurance
Market move▼ bearishNew-Age Tech Stocks: Insurtech Sell-Off Drags Combined M-Cap Down By $3.6 Bn This WeekNew-age tech stocks’ combined market capitalisation fell $3.6 billion this weekPB FintechTurtlemintInsurance distribution
Policy● mixedInsurance commissions grew up to 6 times faster than premiums: What IRDAI wants to changeIRDAI’s proposed overhaul targets insurance commissions that grew up to 6 times faster than premiumsInsurance distributionInsuranceHealth insurance
Policy● mixedIRDAI’s new insurance distribution model: IDE vs IDP explained, and what it means for policyholdersIRDAI proposed a two-tier insurance distribution architecture for distributorsInsurance distributionInsurance
Policy● mixedPrioritise insurance distribution reformsInsurance distributionInsuranceHealth insurance
Market move▼ bearishNifty logs longest weekly losing streak since Covid-19 crash in 2020Brent crude plunged 11% for the week as 10-year bond yields hardenedNifty and SensexCrude oilG-secs
Policy▼ bearishBanks may rejig insurance sales as Irdai proposes sharp commission cutsIRDAI has proposed sharp cuts to insurance commissionsInsurance distributionBanksInsurance
Policy▼ bearishIrdai's proposed commission cuts threaten PB Fintech's online economicsProposed commission cuts could reduce PB Fintech’s core online insurance revenue by nearly 30%PB FintechInsurance distributionInsurance
Policy▼ bearishInsurance stocks slide for 2nd day following IRDAI proposal to cap commissionsInsuranceMarket valuations
Policy● mixedIndia Seeks to Revive Insurance Growth by Slashing Steep CommissionsInsuranceInsurance distribution
Policy● mixedInsurers seek phased rollout of commission reforms, scale-based EoM capsInsuranceInsurance distributionLife insurance
Leadership● mixedDinesh Pant and Girija Subramanian appointed as IRDAI membersLIC managing director Dinesh Pant stepped down after the government approved his voluntary retirementDinesh PantInsuranceLIC
Market move● mixedInfo Edge loses Rs 4,100 crore in PB Fintech after IRDAI shock: Here's why stock's under pressurePB FintechInfo EdgeInsurance distribution
Policy● mixedIRDAI’s insurance distribution reforms: What changes for insurers, brokers, customersInsurance distributionInsuranceLife insurance
Policy▼ bearishIRDAI commission proposal could cut PB Fintech revenue by 30% by FY28, says analystProposed IRDAI commission changes could cut PB Fintech revenue by 30% by FY28PB FintechInsurance distributionInsurance
Leadership● mixedGovernment approves LIC managing director Dinesh Pant’s voluntary retirementDinesh Pant’s retirement took effect on September 24, 2026LICLife insuranceInsurance
Policy● mixedMore consumer-friendly insurance? Regulator targets costs, missellingIRDAI proposes lower expense limits and tighter commission capsInsuranceInsurance distributionHealth insurance