Monday, 28 September 2026Updated 16m ago
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Irdai’s distribution overhaul: Will it make insurance cheaper, curb mis-selling?

2 sources · first seen 16:06 27 Sept · updated 06:30 28 Sept

The brief

Written from 2 reports · check the source before you trade
  • IRDAI proposed commission caps, tighter expense limits and stronger safeguards against mis-selling
  • Distribution changes may affect insurers and insurance intermediaries’ costs and sales practices

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Part of a developing story92 updates over 5 days

IRDAI's proposed insurance distribution reforms

IRDAI proposed phased cuts to insurers’ expense limits, commission caps and a ban on compulsory insurance bundling with loans. The proposals prompted debate over premiums, mis-selling and distributor payouts, while reports highlighted possible earnings risks for PB Fintech.

Monday, 28 September

  1. PB Fintech Faces 38% FY30 Profit Hit Under 'Max Pain' Scenario; Bernstein Still Sees 91% Upside
  2. 3 sources
    PB Fintech share price can rise 91%, Bernstein projects in its bullish call; Here's why
  3. Insurance mis-selling is arising because upfront commissions are too high: Ajay Seth, Chairman, IRDAI

Sunday, 27 September

  1. 2 sourcesYou are here
    Irdai’s distribution overhaul: Will it make insurance cheaper, curb mis-selling?
  2. Will your insurance premium get cheaper? Here’s what IRDAI’s proposed reforms could change
  3. IRDAI’s proposed reforms will push adoption, make insurance buying more consumer-friendly, says chairman Ajay Seth
  4. Insurance reforms aim to cut costs, widen access: IRDAI chairman Ajay Seth

See all 92 updates →

Read the reports

2 reports · earliest 16:06
MintIrdai’s distribution overhaul: Will it make insurance cheaper, curb mis-selling?16:06Economic TimesIRDAI proposes sweeping changes to insurance distribution: Commissions, costs, mis-selling rules06:30