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Insurance
Today19 stories · 20 articles
Net tone● +10% today
Market checkInsurance +0.39%
Developing4 storylines
Insurance in three lines
- IRDAI’s proposed caps on insurance distribution costs face pushback
- Star Health’s policy base rose 11% after individual health insurance premiums were exempted from GST
- IRDAI proposed commission caps, tighter expense limits and stronger safeguards against mis-selling
123 Sept
4224 Sept
5025 Sept
2026 Sept
2127 Sept
928 Sept
Policy● mixedMint explainer: can a new digital portal change how India insures its livestock?The portal aims to bring livestock policy issuance, claims and monitoring onto one platformInsurance distributionThe New India AssuranceIRDAI
Broker call▲ bullishSBI Life Or LIC? JPMorgan Bets On Low-Cost Insurers Amid IRDAI's Distribution Reset: Top PicksJPMorgan ranks SBI Life first among listed insurer picks amid IRDAI distribution resetSBI Life InsuranceInsurance distributionIRDAI
Policy● mixedIRDAI’s proposed distribution reforms can drive a mutual fund-like transformation in insurance, as SEBI did in 2009, says Kamesh Goyal, Go Digit chairmanIRDAIInsurance distributionHealth insurance
Policy● mixedAll isn’t well with India's insurance sector: Irdai's proposals could address what ails itIRDAIInsurance distributionGeneral Insurance Corporation of India
● mixeda16z’s Raghu Raghuram on India’s AI potential; insurance cos navigate new proposala16z’s Raghu Raghuram said India can build frontier AI companies using its talentAIBrahma AISarvam AI
● mixedCashless health insurance claims: What policyholders can do when hospitals and insurers clash over bills, approvals, and deductionsHealth insuranceHospitals
Policy● mixedIRDAI commission caps put insurance distributors' renewal income in focusIRDAIInsurance distribution
Policy● mixedInsurance mis-selling is arising because upfront commissions are too high: IRDAI chairman Ajay SethIRDAI chairman Ajay Seth said high upfront commissions contribute to insurance mis-sellingIRDAIAjay SethInsurance distribution
Policy● mixedInsurance mis-selling is arising because upfront commissions are too high: Ajay Seth, Chairman, IRDAIIRDAI Chairman Ajay Seth said excessive upfront commissions are driving insurance mis-sellingIRDAIInsurance distributionLife insurance
Policy● mixedIRDAI faces pushback over proposed caps on insurance distribution costs, impacting fintech and insurer stocksIRDAIInsurance distributionFintech and payments
Policy● mixedContaining costsIRDAI proposals are expected to help reduce mis-sellingIRDAIInput costs
Policy▲ bullishAfter GST exemption, retail policy base rises 11% for Star HealthStar Health reported an 11% rise in its policy base after individual health insurance premiums were exempted from GSTStar Health and Allied InsuranceHealth insuranceGST
Data● mixedCompanies offering healthcare benefits see 13% drop in chronic claims, says reportCompanies offering healthcare benefits saw a 13% drop in chronic claimsPharma and healthcareHealth insuranceStar Health and Allied Insurance
Policy● mixedIrdai’s distribution overhaul: Will it make insurance cheaper, curb mis-selling?IRDAI proposed commission caps, tighter expense limits and stronger safeguards against mis-sellingIRDAIInsurance distribution
Policy● mixedHigh motor insurance commissions | IRDAI calls for more transparency - Team-BHPInsurance distributionIRDAIHealth insurance
● mixedBuying a car for ₹10-15 lakh? Here’s what buyers should check before choosing a new lower-end or used higher-end modelA ₹10-15 lakh budget can buy a new lower-end car or a pre-owned higher-end modelCars and SUVsAutos
● mixedFinancial foundation: Why insurance and emergency funds must precede stocksSecure income and emergency reserves before investing in stocksHealth insurance
Leadership● mixedLIC left with two serving MDs as Dinesh Pant joins Irdai as actuary memberDinesh Pant was appointed IRDAI whole-time director, actuary, leaving LIC with two serving managing directorsDinesh PantIRDAILIC
Policy● mixedWill your insurance premium get cheaper? Here’s what IRDAI’s proposed reforms could changeProposed IRDAI distribution reforms could lower insurers’ operating and distribution costs, putting downward pressure on premiumsIRDAIInsurance distributionHealth insurance
Expansion● mixedBharat Maritime Insurance PoolGeneral Insurance Corporation of IndiaThe New India Assurance
Policy● mixedInsurance brokers body to engage IRDAI soon over proposed distribution reformsInsurance distributionIRDAI
● mixedHealth insurance wellness rewards: Should you share your fitness tracker data with your insurer? Know the privacy risksSome health-insurance wellness programmes reward exercise but require policyholders to share dataHealth insuranceIRDAI
Policy● mixedIRDAI’s proposed reforms will push adoption, make insurance buying more consumer-friendly, says chairman Ajay SethIRDAIInsurance distribution
Policy● mixedInsurance reforms aim to cut costs, widen access: IRDAI chairman Ajay SethIRDAIInsurance distributionHealth insurance
Policy● mixedInsurance commission cuts: Will lower payouts make policies cheaper—or simply hurt distributors?IRDAI’s proposed commission caps could significantly reduce payouts to agents, brokers and other distributorsInsurance distributionIRDAI
▼ bearishInsurance commissions vs premiums: Why distributor payouts are rising much fasterLife corporate agents’ premiums grew 28%, while distribution remuneration rose 125%Insurance distributionGeneral Insurance Corporation of IndiaHealth insurance
Policy● mixedIRDAI's new insurance rules proposal: Profits built on tears of policyholders are bad for country, says Monika HalanIRDAIInsurance distribution
Market move▼ bearishShould you buy PB Fintech, Turtlemint after nearly 40% crash in two days?Seven of 11 listed insurance companies fell 1-8%PB FintechTurtlemintIRDAI
Policy● mixedA much-needed course correctionIRDAI consultation paper signals intent to overhaul insurance distributionIRDAIInsurance distribution
Market move▼ bearishNew-Age Tech Stocks: Insurtech Sell-Off Drags Combined M-Cap Down By $3.6 Bn This WeekNew-age tech stocks’ combined market capitalisation fell $3.6 billion this weekPB FintechTurtlemintIRDAI
Market move● mixedMovers & Shakers: Stocks that will see action this weekCharts flag ICICI Lombard, Oberoi Realty and Swiggy for potential action this weekICICI LombardOberoi RealtySwiggy
Policy● mixedInsurance commissions grew up to 6 times faster than premiums: What IRDAI wants to changeIRDAI’s proposed overhaul targets insurance commissions that grew up to 6 times faster than premiumsIRDAIInsurance distributionHealth insurance
● mixedMany homeowners have a big insurance coverage gap — and don't even know itHomeowners may have insurance coverage gaps, leaving them financially exposedInsurance distribution
● mixedHow much are your banks dependent on insurance commissions?Insurance commissions are a significant source of fee income for some Indian banksInsurance distributionBanksPSU banks
● mixedInsurance Query: Here is what a first-time health cover buyer can doThe report outlines best practices for first-time health insurance buyersHealth insurance