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Policy● Neutral for Indian equities
Bank FD rules: What happens to your money if a bank fails? The ₹5 lakh insurance limit, explained
The brief
- DICGC insurance covers up to ₹5 lakh per depositor per bank
- The limit includes principal and interest
- The cap shapes depositor confidence and funding perceptions for Indian banks
- FD interest rate rules to change from October 1: Key changes explained
- Supreme Court refuses to stay UPI charges above ₹2,000; seeks Centre’s explanation
- Will AI make banking riskier? Why RBI wants banks to keep human judgment in the loop
- RBI bulk deposit rule changes take effect from October 1, 2026
- Government tells banks to shield consumers from UPI fees